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Freelance Rate Calculator

Stop guessing what to charge. Enter the income you want, your tax rate and expenses, and get the exact hourly, daily and project rates that hit your goal — free, instant, no account.

Private files stay in your browser. AI prompts you send leave your device.

Fill in your numbers and hit Calculate.

Formula: (target pay ÷ (1 − tax)) + expenses, divided by billable hours per year. Rounded up so you never undercharge.

Assumption: expenses are added after the tax gross-up. If your expenses reduce your taxable income, your result will differ.

How to use Freelance Rate Calculator

  1. Pick your currency and enter the yearly take-home pay you’re aiming for.
  2. Add your tax rate, yearly expenses and realistic billable hours.
  3. Click Calculate my rates.
  4. Use the hourly rate as your floor — quote day, week and project rates with confidence.

Frequently asked questions

Is the freelance rate calculator free?

Yes — completely free, no sign-up, unlimited calculations.

How is my rate calculated?

Your target take-home pay is grossed up for tax, business expenses are added, then the total is divided by your billable hours per year — and rounded up so you never undercharge.

What counts as a billable hour?

Only hours a client pays for. Admin, marketing and learning time are not billable — that’s why the calculator asks for billable hours per week, not total work hours.

Should I charge exactly this rate?

Treat it as your floor. Adjust up for your experience, demand and the value you deliver — never go below it.

Is my financial data sent anywhere?

No. All calculations happen in your browser; nothing leaves your device.

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